Collections automation for freelancers & small business

Get paid
faster —
without
chasing.

PayOwed sends automated follow-ups from your own inbox, with one-click Stripe payment links in every email. Set up in 5 minutes.

Start recovering invoices →See pricingSee how it works
✓
Free to start
✓
No credit card required
✓
Gmail + QuickBooks + Stripe
Action Queue5 need attention
Cash at risk
$33,800
5 overdue invoices
Recovered this month
$269,866
example results
Urgent — no response
NP
Northgate Partners
INV-2604-6232
18d overdue
$18,000
VL
Velocity Labs
INV-2604-9782
6d overdue
$5,500
TD
Tactile Design Co
INV-2604-4806
13d overdue
$3,600
Automation running · next send in 6h
$269,866 recovered this month
·
Avg 1 day to collect
·
60% less time chasing
·
3× faster collection
·
Works with Gmail · Stripe · QuickBooks
·
Pauses automatically when paid
·
$269,866 recovered this month
·
Avg 1 day to collect
·
60% less time chasing
·
3× faster collection
·
Works with Gmail · Stripe · QuickBooks
·
Pauses automatically when paid
·

Results vary. Figures are illustrative based on typical usage patterns.

60%
Less time spent chasing clients
3×
Faster cash collection on average
1d
Average days to collect after nudge

Results vary. Figures are illustrative based on typical usage patterns.

You did the work.
Getting paid shouldn't be another job.

The follow-up never happens. Invoices sit. Cash flow suffers.

😬
The awkward follow-up email
You water down the ask because you don't want to seem desperate — or damage the relationship. So you say nothing.
"I don't want to be annoying. I'll wait another week."
🤯
Forgetting who owes what
Invoices pile up across email threads, spreadsheets, and accounting tools. You lose track of who paid and who's ghosting.
"Wait, did they pay that one already?"
👻
Clients who disappear
They saw the invoice. They opened the email. They just didn't pay. And they won't respond until you chase — hard.
"Seen but no reply. It's been 3 weeks."
How it works

Three steps. Five minutes.

Then PayOwed chases the money for you.

01
2 min setup
Connect Gmail + Stripe
One-click OAuth. Reminders send from your address — so clients see your name, not a robot. Stripe payment links embed in every email automatically.
02
2 min setup
Add or import invoices
Create manually, upload a CSV, or sync directly from QuickBooks. Every invoice enters your collection pipeline immediately.
03
Ongoing
PayOwed chases. You get paid.
Smart sequences go out automatically — gentle first, then firmer. Pauses the moment they pay. Escalates if they go silent.
Runs automatically
What you get

Not just reminders.
A payment recovery engine.

Built for small businesses who need to get paid — not just organized.

⚡
Sequences that escalate automatically
Gentle → firm → final notice. 6 steps over 30 days. Pauses automatically when paid.
📧
Sent from your own Gmail
Clients see your name, not a robot. Your inbox, your relationship, protected.
💳
One-click payment in every email
Stripe link in every reminder. Clients pay in seconds. Money hits your account.
🎯
Priority queue — know who needs attention
Ranked by amount, days overdue, and client risk score. Always know the one most important call to make.
📊
Client risk scores from payment behavior
Built from real payment history. Who pays late. Who ghosts. Who disputes.
⏸
Pauses automatically when paid
Stripe webhook detects payment. Sequence stops instantly. No awkward double-sends.
What users say

Real results,
real businesses.

★★★★★
“I was owed $14,000 across 8 clients. Within two weeks, 6 of them had paid. I didn't send a single email myself.”
MK
Maya K.
Brand designer, freelance
★★★★★
“The priority queue is the thing. I open it every morning and it tells me exactly who to focus on. It's like having a full-time AR person on staff.”
JR
James R.
Digital agency, 6 people
★★★★★
“Contractors get paid the latest of anyone. My average collection time went from 83 days to 12. The sequences do the awkward work for you.”
TP
Tom P.
General contractor
Pricing

Simple pricing.
Start free.

No credit card required. Upgrade when you're ready.

Free
$0
forever
  • 10 invoices
  • Manual reminders
  • Gmail connection
  • Payment links
Get started free
Most popular
Solo
$19
per month
  • 50 invoices/month
  • Automated sequences
  • All playbooks
  • Stripe payment links
  • Client risk scoring
  • Priority queue
Start with Solo →
Studio
$39
per month
  • 200 invoices/month
  • Priority support
  • Custom playbooks
  • Team access (up to 5 members)
  • Advanced analytics
Start with Studio
Start recovering money today

Your invoices
deserve to be paid.

10 invoices free. No credit card. Connect Gmail in 2 minutes and let PayOwed start working.

Get started free →
Free plan · 10 invoices · No credit card required